Homeowners Insurance

Homeowners insurance provides coverage for damage to your home and other structures on your property such as a shed or detached garage in the event of a fire or severe weather event (excluding floods and earthquakes).  Homeowners insurance also provides coverage for your household contents and personal belongings if they are stolen or lost in a fire. Furniture, clothing, electronics and collectibles add up to a large loss when you have to replace them all at once.

Other common expenses these homeowners insurance polices typically cover include valuable items lost or stolen out of the home, sewer and water backup, mold and fungus, and identity theft.

In the event someone is injured on your property or you damage property that belongs to others, you could be held legally liable for the injury or damage. A homeowner’s policy provides liability coverage and personal property insurance should this ever occur. More important, it covers the legal expenses associated with these events.

For more information on the best homeowners insurance for your needs, give Brewster Hill Insurance Brokerage a call.