Auto Insurance
Auto insurance helps you to protect you and your family against financial disaster in the event of an accident, theft or other cause of loss. It covers the injuries and damages caused by an accident for which you are legally responsible. It may also cover the costs of repairing or replacing your vehicle if it is damaged or stolen.
Umbrella policies increase your liability coverage and extend that higher coverage to your homeowners insurance policy as well.
If you own a car that is 25 years old or older, or that is a special interest or modified vehicle that you drive 2,500 miles or less per year, you could be eligible for special automobile insurance. Collector or antique policies are about one-fourth the cost of keeping your special car on your regular auto insurance policy.
Auto insurance companies offer many discounts to help keep your premiums as low as possible.
Discounts vary by state. Types of auto insurance discounts available include:
- Accident Free: In some states you may be eligible for a discount based on your driving history.
- Good Student: Drivers under 25 years of age who are full-time students in high school or college and have good grades may qualify.
- Auto/Home: You can save money on both auto and homeowners insurance by purchasing both of these policies from the same carrier.
- Multi-Car: If you own two or more vehicles and insure both of them with the same carrier, you may qualify for the Multi-Car discount.
- Teen Driver: Teens who have completed a driver safety awareness program may qualify for a discount.
- Safe Driver Programs: If you have taken an approved safe driver course in the past 3 years you may qualify for a discount.
- Alternative Fuel - Owners who drive hybrids and other alternative fuel vehicles may save 5% on all major coverages from some companies.
In addition to auto insurance, we also provide coverage for boats, personal watercraft, ATV’s, recreational vehicles, antique and modified vehicles, trailers, and more.
